Pension fund and retirement saving scheme in
As large as the Pension fund and business retirement saving scheme in Nigeria is in terms of capital and deposits, it has onl find y been able to capture the formal sector most especially salary earners in the private and public sector. However, a large number of young entrepreneurs, side hustlers, and small business owners are still left uncovered. The informal sector of Nigeria which is largely unregulated and consists of largely service production in small and house medium scales has an ever-rising population of youth participation due to unemployment and another demographic fall out. One then wonders how these millions of people will adequately cover for their future when businesses or multiple streams of income begin to cease or reduces. These people need a platform that will accept their bits and coins at an irregular pace due to irregular streams, earn them interest rate without charging the bits they are piling up and also be secured enough to beat